This was my first home and a new marriage. Lost my job, my husband and $23,000 — which was most of my down payment. Bank did nothing for me except rewrite my mortgage after 2 yrs into it, making me start all over for another 30 yrs and adding a $30,000 balloon payment due in 20 yrs. So much for the American Dream.

This was my first home and a new marriage. Lost my job, my husband and $23,000 — which was most of my down payment. Bank did nothing for me except rewrite my mortgage after 2 yrs into it, making me start all over for another 30 yrs and adding a $30,000 balloon payment due in 20 yrs. So much for the American Dream.